Older veterans (age 65 and over) and their surviving spouses often struggle to make ends meet and still pay for necessary medical care and treatment. The good news is that VA Aid & Attendance benefits are available for those who can navigate the…
Click here to learn more
Read More
A ‘Ladybird Deed,’ or enhanced life estate deed, is a document used in planning and can be very beneficial for avoiding probate and protecting the home in a Medicaid situation. A Ladybird Deed keeps the title of the property in the homeowner’s…
Click here to learn more
Medicaid allows for the spouse not receiving Medicaid benefits, or the ‘Community Spouse,’ to retain certain assets and income. The purpose of Medicaid is to ensure the spouse requiring long-term care receives the benefits they need, while also e…
Click here to learn more
This question is complex and the most basic answer is, ‘yes’ and ‘no.’ An individual is entitled to retain their home while they are alive and receiving Medicaid assistance, even if they are in a long-term care facility. However, with the ena…
Click here to learn more
In today’s technical society, many options are available for someone looking to do estate planning. However, there is always risk with a ‘general’ plan and it is highly recommended that everyone receive a personal assessment. There is no ‘one…
Click here to learn more
A care contract is an agreement entered into between a caregiver and an individual needing care services, generally in the home. The purpose of the document is to outline the responsibilities of — and services to be performed by — the caregiver,…
Click here to learn more
Many elderly veterans and surviving spouses whose incomes are above the congressionally mandated legal limit for a VA pension may still be eligible for the special monthly Aid and Attendance benefit if they have large medical expenses, including nurs…
Click here to learn more
Medicare is a federal health insurance program that pays for a variety of health care expenses. Medicare beneficiaries are typically senior citizens aged 65 and older, although adults with certain approved medical conditions (such as Lou Gehrig’…
Click here to learn more
The Michigan Medicaid Health Care Program is intended to provide medical and health-related assistance to low-income individuals and families who have no, or inadequate, medical insurance. In order to qualify for the program, you must be a resident o…
Click here to learn more
