What is a Ladybird Deed?

A ‘Ladybird Deed,’ or enhanced life estate deed, is a document used in planning and can be very beneficial for avoiding probate and protecting the home in a Medicaid situation. A Ladybird Deed keeps the title of the property in the homeowner’s… Read More
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Categories: Estate Planning

If my spouse needs Medicaid for nursing home care, will the government take my money?

Medicaid allows for the spouse not receiving Medicaid benefits, or the ‘Community Spouse,’ to retain certain assets and income. The purpose of Medicaid is to ensure the spouse requiring long-term care receives the benefits they need, while also e… Read More
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Categories: Medicaid

Is it true Medicaid can take my house?

This question is complex and the most basic answer is, ‘yes’ and ‘no.’ An individual is entitled to retain their home while they are alive and receiving Medicaid assistance, even if they are in a long-term care facility. However, with the ena… Read More
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Categories: Medicaid

Do I really need to hire a lawyer for estate planning or can I just use online forms?

In today’s technical society, many options are available for someone looking to do estate planning. However, there is always risk with a ‘general’ plan and it is highly recommended that everyone receive a personal assessment. There is no ‘one… Read More
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Categories: Estate Planning

What is a Care Contract?

A care contract is an agreement entered into between a caregiver and an individual needing care services, generally in the home. The purpose of the document is to outline the responsibilities of — and services to be performed by — the caregiver,… Read More
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Categories: Medicaid

What are VA Aid & Attendance Benefits?

Many elderly veterans and surviving spouses whose incomes are above the congressionally mandated legal limit for a VA pension may still be eligible for the special monthly Aid and Attendance benefit if they have large medical expenses, including nurs… Read More
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Categories: Veterans Benefits

Who is eligible for Medicare?

Medicare is a federal health insurance program that pays for a variety of health care expenses. Medicare beneficiaries are typically senior citizens aged 65 and older, although adults with certain approved medical conditions (such as Lou Gehrig’… Read More
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Categories: Medicare

Understanding Michigan Medicaid

The Michigan Medicaid Health Care Program is intended to provide medical and health-related assistance to low-income individuals and families who have no, or inadequate, medical insurance. In order to qualify for the program, you must be a resident o… Read More
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Categories: Medicaid